Available Non-Subscription Products

In Texas, even though a workers' compensation program is not required, those businesses wanting to provide occupational injury benefits to their employees have two options.  One choice is through participation in the state mandated workers' compensation system. 

A second choice allows businesses to administer their own benefits by "non-subscribing" or "opting-out" of the state system.  The option to non-subscribe affords Texas businesses the choice to manage their own occupational injury programs producing advantages for their employees as well as the company.