General Liability: Underwriting (TX)

Real Estate: commercial and habitational (apartments):

• Large Commercial schedules: office/retail/combination
  Target minimum premium $25,000
• Habitational - Large Apartment schedules (3,000 units and up)
  Target minimum premium $50,000

Restaurant: with or without Liquor:

• Multiple locations
• Target minimum premium $10,000

Retail and Wholesale Stores:

• Multiple locations -
• Target minimum premium $10,000

Contractors:

• Larger specialty firms
• Capable/willing to carry an SIR
• Target minimum premium $15,000

Manufacturing:

• Larger, more difficult, higher hazard
• Larger attachment points
• Significant premium levels
• Few markets considering account
• Target minimum premium $10,000

Limits Up To $1,000,000/$2,000,000 Primary

Limits Up To $25,000,000 Excess

The majority of our offerings will be excess of a deductible or SIR.

• Predominantly Manufacturing, Energy, and Contractors driven exposures
• Low frequency of loss with a potential for severity of loss

Among the classes we will not focus on are: prescription/ethical drug manufacturers; aircraft products; tobacco manufacturers; gun manufacturers.

Minimum Premium