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Animal Mortality

To become a producer for this line of business, please fill out a producer agreement.

Market Overview

This facility was established in 1990 specifically to insure reproductive and show animals owned by enthusiast or as a livelihood. 

Coverage is available on an admitted basis in Continental U.S., excluding AK and HI. Annual and short-term, first-dollar and deductible schedule policies are offered for all types of species including Equine, Bovine, Camelids, Cervids, Exotic, and Working Canine. 

Coverage Parameters

Base policy offers first dollar coverage. Occurrence and self-insured retention policies are available. Coverage limits of up to $1.0M per animal – admitted basis and excess of $1.0M limits – surplus basis is available.

Additional insured coverage available for partnerships, lessors, and lenders with ownership interest in the risk. In addition to Mortality, including Humane Destruction and limited Theft coverage, Emergency Colic Surgery is included for animals subject to colic disorders. We also offer optional covers to tailor an individual’s insurance needs with limited peril or accidental mortality, medical and/or surgical, loss of use, stallion infertility, prospective foal, barrenness, elective surgery, international transit (beserck), and worldwide territorial extension.


Domestic U.S. admitted carriers A-VII or better and foreign Surplus Underwriter with Lloyd’s financial security to help satisfy market requirements.

Commission Schedule

Competitive Rates

Application Requirements

MarketScout Producer Agreement required along with E&O verification and respective state license. No premium volume requirements.

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