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E-cigarette & E-liquids


Market Overview

Veracity Insurance is a national wholesale broker and program manager with an emphasis on niche and specialty markets for the hard to place casualty risks. Our innovative methods of providing specialty products to the marketplace gives our agents a competitive edge. 

The Vape Insurance Program provides general liability, product liability and property coverage to the e-cigarette and e-liquid industry.

Eligible Classes of Business:

  • Retail stores
  • Importers
  • Manufacturers
  • Distributors
  • Mixers of e-liquid
  • Private label companies
  • Vaping lounges

Coverage Parameters
  • General liability limits from $250k/$250k to $5M/$5M
  • true worldwide coverage
  • no warranty endorsements
  • limited pollution

Coverage:

  • network security/privacy liability include on comprehensive form
  • property coverage available

Insurer(s)

Lloyd's of London


Commission Schedule

10%


Application Requirements

Agency Producer Agreement - No minimum production requirement

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