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Amusement Group

Market Overview

McGowan is a Program Administrator which means we have authority to underwrite, price bind and issue policies on behalf of our carriers. We are not a wholesaler. Important: McGowan does not have premium volume or policy count requirements.


Amusements: Family Entertainment Centers, Amusement Parks, Water Parks and Carnivals

 Coverage’s: Package and Umbrella

Eligible Classes:

• Family Entertainment Centers

• Bowling Centers w/ Attractions *

• Roller Skating Centers

• Amusement/Theme Parks

• Water Parks


* Contact us for a list of Eligible Bowling Operations. 

NOTE: Package and UMB are available monoline.


 Coverage Offered - Package:

Coverage:      GL, Property* AL, Workers’ Compensation

Limits:             Property limits vary depending on territory, building construction $50mm Capacity

Territory:         All States except AK & HI

                        * Contact us for coastal property eligibility and limits

                        ** No MASS Commercial Auto


 Coverage Offered - Umbrella:

Limits:             $1MM - $25MM (Higher limits available upon request)

SIR:                NIL

Territory:         All States except AK & HI


Coverage Parameters



GL coverage is 1st dollar; Abuse and Molestation

Property is R/C

Coverage available for: Flood, Quake, Loss of Income, Inland Marine and Equipment Breakdown.

Package minimum premiums are $5,000.00.


UMB Coverage:

Features:         Defense Costs Outside the Limits, No Shared Limits


F/F Coverage: GL, AL, EL, Liquor


All carriers are A Rated and policies are issued on admitted paper w/ access to non-admitted when necessary and acceptable.

Commission Schedule

We offer competitive commission.

Application Requirements

McGowan Broker Agreement, Broker Questionnaire, Producer Background Report, E&O Dec Page, W-9, Licensing Spreadsheet.

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